List of Commercial Banks Operating in Kenya.

What is a Bank?

A Bank is a financial institution licensed to receive deposits and led loans. They provide financial services such as wealth management, currency exchange, and safe deposit boxes. There are different types of banks, these include commercial/corporate banks, retail banks, exchange banks, central banks, agricultural/ co-operative banks, industrial banks, utility, and investment banks.

What is the meaning of Banking?

Banking is an industry that handles cash, credit, and other financial transactions. Banks act as safe storage to keep extra cash that is not in use at the moment. They also offer savings accounts, deposits, withdrawals, and balance checking. The banks use the deposited money to make loans, invest and earn profit. These loans come in form of home mortgages, business loans, car loans, real estate, and other types of loans.

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Most of the banks in Kenya have adopted mobile banking technology. Nowadays it is very easy to access banking services; from your mobile phone, you can make a deposit, withdrawal, money transfer, check balance, and other financial services that banks offer. Most of the banks in Kenya have partnered with Safaricom M-PESA Mobile Banking which has proved to be very convenient ahead of other mobile banking agencies. A small fee is charged for these transactions by most of the banks.

Kenya has over 50 licensed Commercial Banks allowed to operate in the country and many Sacco’s spread across the country. However, this article outlines the list of commercial banks allowed to operate in Kenya.

1. ABC Bank
2. African Banking Corporation
3. African Development Bank
4. Afrika Investment Bank
5. Bank of Africa Kenya Ltd
6. Bank of Baroda
7. Barclays Bank Kenya
8. Bank of India
9. Brighton Kalekye Bank
10. Biashara Bank of Kenya Ltd
11. Central Bank of Kenya (CBK)
12. CO-operative Bank
13. Commercial Bank of Africa
14. CFC Stanbic Bank
15. Chase Bank
16. Consolidated Bank
17. Citibank NA
18. Credit Bank
19. Charter House Bank Ltd
20. Choice Microfinance Bank

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21. Diamond Trust Bank
22. Development Bank of Kenya Ltd
23. Dry Associates Ltd
24. Dubai Bank Kenya Ltd
25. Drummond Investment Bank
26. Dyer and Blair Investment Bank
27. Equity Bank Kenya Ltd
28. Eco Bank
29. Euro Bank
30. Equatorial Investment Bank
31. Equatorial Commercial Bank Ltd
32. East African Development Bank
33. Eastern & Southern Africa Development Bank
34. Fidelity Bank
35. Fina Bank Kenya Ltd
36. Family Bank Kenya Ltd
37. Faida Investment Bank- FIB
38. Faulu Microfinance Bank
39. First Community Bank
40. Guardian Bank Ltd

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41. Gulf African Bank
42. Giro Commercial Bank Ltd
43. Guaranty Trust Bank Kenya Ltd
44. Housing Finance Bank
45. Habib Bank Ltd
46. Habib Bank AG Zurich
47. Investment & Mortgages Bank Ltd- I&M Bank
48. Imperial Bank Ltd
49. Industrial Development Bank Limited
50. Jamii Bora Bank
51. Kenya Commercial Bank- KCB
52. K-Rep Bank
53. Kenya Post Office Savings Bank- Post Bank
54. Kenya Women Microfinance Bank- Formerly KWFT
55. Middle East Bank of Kenya
56. National Bank of Kenya
57. NIC Bank
58. NCBA Bank
59. Nairobi Stock Exchange
60. Oriental Commercial Bank Ltd

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61. Prime Bank
62. Paramount Bank
63. Pan African Bank Ltd
64. Rafiki Microfinance Bank
65. Standard Chartered Bank
66. Standard Investment Bank
67. Sidian Bank
68. Suntra Investment Bank Limited
69. Sterling Investment Bank
70. Smep Microfinance Bank
71. Southern Credit Banking Corporation Ltd
72. Transnational Bank
73. UBA Bank Kenya Ltd
74. United Bank of Africa
75. Victoria Commercial Bank

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