List of Century Microfinance Bank Loan Products

An outline of Century Microfinance Bank loan products is provided in this section. It is one of 13 Kenyan-regulated microfinance banks that have been in operation since September 2012.

The deposit-taking microfinance institution is situated on the 8th floor of Nairobi’s Bihi Towers on Moi Avenue. Century Microfinance Bank will provide financial services to over 26,000 consumers by 2020.

Century Microfinance loan products include Import Duty Fianace, Business Overdraft, Insurance Premiums, and Micro leasing among others.

Gere is a detailed description of Century Microfinance Loan Products.

Century Microfinance Bank Loan Products

1. Check Discounting & Accommodation

Customers can use this product to get cash for their business needs while they wait for their cheques to clear. They have access to up to 80% of the cheque’s value.

2. Dharura Loan

This product is intended to meet emergency necessities such as school tuition, hospitalization, and NHIF contributions. The loan amount ranges from Ksh 5,000 to Ksh 500,000. Repayment terms range from three to twelve months.


  • Kenyan citizens, above the age of 18, with a national ID card
  • KRA PIN certificate, and a passport photograph.
  • 10% mandatory savings
  • 2 guarantors are required, as well as accounts with Century Microfinance Bank.
  • Insurance for stock and chattels.
  • Passport photo (only for initial loans.)

3. LPO/Invoice Discounting

This product provides clients with up to 70% of the LPO’s value to assist them satisfy their contractual obligations. The loan amount ranges from Ksh 20,000 to Ksh 1,000,000. The repayment term is three months.


  • Kenyan citizens, over the age of 18,
  • National ID card
  • The company has been in operation for at least six months.
  • Certificate of KRA PIN,
  • For clients who have not been with Century for at least 3 months, at least 6 months of bank statements are required.

4. Jijenge Loan / Projects Loan

This product is provided to corporations and individuals for development projects or to help you buy an asset. The loan amount ranges from Ksh 100,000 to Ksh 1,000,000. Repayment terms range from three to twelve months.