How to get a Mogo Smartphone Loan in Kenya

Owning a smartphone in Kenya has been made easy by the emergence of phone financing deals such as the Mogo smartphone loan.

Mogo is a financial services company that provides credit and asset financing services, making buying process for various assets easy. Their major deals include logbook loans, boda boda financing, Super Flexi deals, car financing, and smartphone loans.

If you want to own a smartphone but you do not have enough of the required amount to purchase one in cash, you can opt to purchase one under a loan deal at Mogo. You will have to make a downpayment and make the rest of the payment later.

This article goes over the process of obtaining a smartphone loan at Mogo, highlighting the loan contracts and repayment terms.

How to get a Mogo Smartphone Loan in Kenya

To obtain a smartphone loan from Mogo Kenya, you have to meet certain criteria and fulfill other requirements. There are several mobile phones on offer, most of which have modern and quality features.

What is Required

  • You are not younger than 23 years old
  • Provide 6 months’ M-Pesa statement
  • Show your valid ID


  • Apply online and get an offer within 24 hours
  • Get a smartphone now and repay in 26, 39, or 52 weeks
  • Pick up your phone from the Mogo branch or request delivery in Nairobi

Phones on Offer

  • Samsung A14 64GB
  • Samsung A54 256 GB
  • Techno Spark 10 C 128GB
  • Techno Spark 10 PRO 128GB
  • Samsung A13 64GB
  • Samsung A23 128GB
  • Samsung A04 64GB
  • Nokia C31 64GB
  • Nokia G21 128GB
  • Samsung A14 128GB

The deposit amounts for these phones range from Ksh 3,000 to Ksh 12,000 with weekly payments starting from Ksh 550. The loan term is 52 weeks, which means the loan must be repaid within a year.

How to apply

  • The application can be done online by following this simple process
  • Head over to Mogo Website and select smartphone loans
  • Fill in a form with your personal data
  • Submit the form and wait for a feedback
  • The Mogo customer care will get back to you in 24 hours with a quotation if you qualify for the loan
  • Select a smartphone of your choice and arrange for payment and pickup details

After you have agreed to the smartphone loan, you will have to visit a Mogo branch and pick up your phone. You will need to make weekly payments to continue using your phone without having it blocked. You can also request for delivery of your phone to your location.

Read How to get an M-Kopa Smartphone loan in Kenya

Conclusion- How to get a Mogo Smartphone loan

Mogo has helped many people gain access to smartphones despite not having to pay for them at once. As long as you meet their criteria, you can apply online and get your smartphone within 24 hours.