Funeral Insurance Cover providers in Kenya
Here is a list of Kenyan companies that offer funeral insurance. The greatest way to accept that death is inevitable is to be ready for it. Funeral insurance cover providers offer to cover funeral costs in the event that one of the family members covered by the policy passes away.
According to Ipsos, only 4% of Kenyans have any kind of burial insurance coverage. The remaining 96% rely entirely on donations from friends and the work of burial committees.
Making precautions in advance to protect yourself and your loved ones from funeral expenditures is necessary because managing funeral prices and expenses is getting more challenging.
Funeral Insurance Cover providers in Kenya
1. Pumzisha Cover from APA Insurance
The Pumzisha cover from APA Insurance lessens the financial burden that funeral costs would place on the family in the event that the policyholder passed away. All members of the policyholder’s nuclear family may be covered under the pumzisha insurance.
Savings range from Ksh. 250 to Ksh. 10,000 every month. A lump sum payout ranging from Ksh. 50,000 to Ksh. 500,000 in the event of the policy owner’s death is one of the advantages of purchasing this coverage.
Their funeral plan is intended to pay for most, if not all, of the funeral costs.
Contact: 0709 912 777
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2. Farewell Insurance from Standard Chartered
Maximum family members covered by this insurance are 5, and the policyholder is protected for accidental death benefits up to Ksh 2,000,000.
Following the death of the policy owner, the beneficiaries listed on the policy, such as the spouse and children, are also paid up to Ksh55,000 for 12 months.
Other advantages of having this coverage include a cashback payment equal to six of the cover holder’s monthly payments if the policy is still in effect after four years and a reward for waiver past the age of 65.
Contacts: +254 20 329 3900, 0703 093 900
3. Britam – Fariji memorial service cover
Britam’s Fariji Funeral Cover gives your family peace of mind by helping them pay for your funeral costs or those of any family members who are covered under the cover in the event of your passing.
The cover holder pays premiums for the duration of their life, and as a result, benefits such as 50% of the cash benefit are paid within 72 hours of notification to Britam via a burial permit, and the remaining 50% are paid to the beneficiary upon submission of the death certificate.
Up until the age of 75, the policyholder will also be guaranteed a cash benefit and premium payments.
Contact: 0705 100 100
4. Family Shield Cover by Jubilee Insurance
The Family Shield Cover from Jubilee Insurance aids in covering the costs of your demise, as well as those of you and your loved ones. Owners of insurance policies can receive a benefit for unintentional hospitalization, coverage for funeral costs, and even extra benefits like monthly stipends.
Contacts: 0709901000, 0719222111
5. Prudential Life Assurance Kenya Limited – PRUMemorial cover
The financial burden associated with paying for a family member’s funeral is lessened for you and your family with the aid of PRUMemorial cover. You also have the option to include any other members of your extended family in this coverage, including your spouse, kids, parents, and parents-in-law.
The bereaved family will receive a 100% lump sum benefit in the event of the death of the primary policyholder or the surviving spouse, while in the event of the death of a child, parent, or any other family member covered by the policy, the family will receive a 50% lump sum of the full benefit.
Contact: +254 719 075 000
6. Liberty Life Assurance Kenya – Legacy Plan
Liberty offers a Legacy plan, just like any other provider of funeral insurance, which provides financial assistance to your family in the event that any of the members covered by the cover pass away.
It stands out because it pays 100% of the sum assured if the main cover holder became accidentally disabled and doubles the sum assured in the event of the accidental death of the main cover holder or the spouse.
Up to six children and up to four parents may be covered, and you have flexible premium payment options including monthly, quarterly, and yearly.
Contact: +254 711 028 000 / (+254) 20 286 6000
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7. Kenindia Assurance – Last Expense Cover
An employee benefit plan set up by the employer for the benefit of employees and their families is the last expense covered by Kenindia’s group life insurance. It is a renewable annual cover. In the event of a death, it protects the employees and relieves the family of the financial burden.
Within 48 hours of notification, a specific sum is due to the company for payment to the next of kin in accordance with the nomination form.
Contacts: +254 (020) 3316099 , 0111101000/600
8. Capex Life Assurance Limited – Maisha Cover
In the event of your passing or long-term disability, Maisha cover provides financial security for your family.
It is only renewable once a year and only covers a maximum of five people, including a spouse and up to four children.
Contact: +254 20-2712384 , 0715-140 074
9. Umash Care
This funeral insurance policy from Umash Funeral Home lessens the financial strain of paying for funerals. Funeral benefits are provided for the primary member, spouse, parents, parents-in-law, and up to four children under the policy. The family must call Kenya home.
Contact: +254 782 444 999
10. KCB Bank Funeral Expense
KCB Bank Funeral costs are covered by this insurance plan. Following notification of death and presentation of the necessary documentation for the insured persons, a predetermined amount is paid within 48 hours. Families, groups, and individuals can all purchase the cover. You can get it at the KCB branch that is closest to you.
Conclusion: Funeral Insurance Cover providers in Kenya
These are some of the best-known funeral insurance cover providers in Kenya. These insurers help bereaved families to navigate easily through the process of grieving and to accord their loved ones a decent send-off. Kenyans willing to use these services can choose from a variety of options available above.